When most individuals end up in a motor vehicle accident in a no fault state such as Washington D.C., there’s a common misconception that they don’t need the help of a lawyer to have their case litigated successfully. Why not, after all, no-fault insurance is set such that you streamline things by letting both sides file claims with their respective insurers irrespective of which side caused the accident. How to no-fault in car accident attorney on Marks & Harrison is a knowledge that can make a difference in travelling through these claims and making sure that rights are being guarded. The fact is that even no-fault claims are at times complex, stressful, and unfair particularly whenever the coverage firms deliberately delay, reject, and underpay legitimate claims. That is where the good car accident lawyers can assist.
No-Fault Insurance Is Explained
Washington, D.C., is one state that applies no-fault insurance policies and expects drivers to have Personal Injury Protection (PIP) insurance. That is to say that any expense incurred by you in medicine, lost wages, and some other forms of out-of-pocket expenses are expected to be compensated by your own insurance provider regardless of who was at fault up to the amount of your policy coverage.
Insurers Do Not Cooperate at All Times
Insurance businesses are profit oriented companies. Even in a no-fault regime they can attempt:
- Minimize payouts
- Refuse that some medical solutions are needed
- Slow processing of delays
- Claim that you have a trivial injury
This places crash victims in a tough situation, they are injured, not working, and struggling to get basic coverage, which the law entitles them to receive. A professional lawyer such as those found in Marks and Harrison knows how to counter. They will make sure that your documentation is perfect, they’ll go directly to the adjusters, and keep the insurers accountable when they behave in bad faith.
In Case Of Serious Injuries
The other instance where legal assistance can prove to be crucial during a no-fault accident is where you sustain some serious injuries. The no-fault system that exists in Washington, D.C. does not cover non-economic injuries such as pain and suffering. However, sign up out of no-fault and file a personal injury action against the at-fault driver, you can do so when your injuries meet a certain level of seriousness (a lifetime of disability, disfigurement and so on).
Marks & Harrison will assist you in settling whether your injuries amount to a lawsuit and should there be a possibility of filing a lawsuit to generate an excellent case to get you the full amount that you deserve. That could be some long-term medical expenses, emotional damages, and loss of potential future income-damages which are not covered by PIP insurance.
The Earlier You Should Protect Your Rights the Better
It’s always prudent to talk to an attorney as early as after a seemingly small accident. It’s not always immediately clear what kind of injuries you sustained. Delay in filing action can also be disadvantageous to your claim or to your legal rights. Marks & Harrison provides free consultations and as such, the only disadvantage is failure to get advice early in the process.
No-fault laws might be convenient but that doesn’t mean that you no longer need experienced legal assistance, just when insurance companies become slow or when your injuries are not minor. In the case that you have been involved in a crash in Washington, D.C., you should contact Marks & Harrison to defend your rights, maximize your benefits and concentrate on recovery. Their team has more than one hundred ways to fight on behalf of accident victims and, therefore, understand how to go through even the most complicated no-fault cases.
